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Leasing vs Buying a Vehicle | Boardwalk Acura Egg Harbor NJ
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6806 Tilton Road, Egg Harbor Township, NJ, 08234

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Leasing vs Buying

 
  
  


Searching for a new car near Egg Harbor, Atlantic City, or Vineland is exciting—especially with so many body styles, colors, models, and trims to choose from.

However, even after finding your ideal vehicle, there’s the matter of ownership. You could lease it and have it on a temporary basis. You also could buy it and enjoy it for many years and miles.

Our team at Boardwalk Acura will help you make that decision in this guide to leasing vs. buying. Continue reading to discover the benefits of each option and feel free to contact us if you have any questions.


Lease Inventory

Benefits of Leasing a Vehicle

Leasing is a great option if you’re the type of driver who wants a new car every few years. A lease term usually lasts for two or three years. After that, you can return it to the dealership for a new lease. However, if you fall in love with the vehicle, then you can buy it and keep it for however long you’d like.

Another reason why some people choose to lease a car has to do with payments. First, some leases only need a small down payment from you—if any at all. Second, since you’re only paying off the vehicle’s depreciation, your monthly payments may be lower than if you were paying off an auto loan.

Furthermore, as we mentioned before, a lease lasts just a few years. Due to this short term, the vehicle is usually covered under warranty the entire time. So, if it needs any repairs, then it could very well be covered. Plus, since you’ll be having the vehicle for just a few years, it will mainly need simple routine maintenance, such as oil changes and tire rotations.


Benefits of Buying a Car

If you’d rather have an automobile for a long time, then you may want to consider buying it. This is also a great option for drivers who have long commutes to work or take frequent road trips. When you lease a car, you agree to drive a certain number of miles every year. If you go over those miles, you may have to pay overage fees.

However, if you buy the car, you don’t need to think about that. Since there’s no mileage restriction, you can spend as much time driving around town as you’d like.

You can also customize your ride however you like. When you lease a vehicle, you’ll need to return it to the dealership in its original condition or you might have to pay a fee. If you buy the car, it’s yours to enjoy however you’d like. So, if you want to upgrade the sound system, change the upholstery, or repaint the body, you can.


Acura Lease Deals

Style and Sophistication via Acura Lease

With an Acura lease, you’re able to get a taste of the luxury lifestyle with flexible terms and various mileage allowances. Every lease is protected with Guaranteed Asset Protection (GAP) coverage and Excessive Wear and Use Waiver, so you’re able to focus on the drive ahead.

When leasing a new vehicle, you’ll typically enjoy lower up-front costs and lower monthly payments. While you may be looking at the brand-new models on our lot, you may also be considering a pre-owned model. The Acura Certified Pre-Owned Vehicles on our lot can be the perfect fit for your lifestyle.

Flexibility also comes via the One-Pay Lease option. With a One-Pay Lease, you’ll enjoy the convenience of simplifying your finances and can benefit from a discount off the qualifying rate. This single, one-time payment takes care of your lease up front, so there are no monthly payments to think about.

When the lease is coming to an end, you’ll have choices:

  • Return your Acura and lease a new one
  • Purchase your leased Acura
  • Return your Acura

We’re here to help you find that next car or figure out the best way to buy out the remainder of the lease.


Acura Finance Program

Check Out the Available Acura Financing Programs

There are many ways to save on that next purchase. For instance, check out the Acura College Graduate Program. As a recent graduate, your life is just getting ready to begin. Acura is here to help, so you can continue to invest in everything that drives you.1 It’s a great way to build credit, too, particularly if you haven’t used a credit card before or often.

The Acura Military Appreciation Offer salutes military service, offering a savings of $750 toward any new model when financing or leasing through Acura Financial Services.2 Get in touch with our finance experts to see if you qualify for this program.


Acura Finance Deals

Talk to Our Acura Financing Experts Right Now

Take the first steps toward Acura financing by filling out the application form on our website. It takes only a few minutes to provide this important information, but it goes a long way. When it comes time to get behind the wheel, you won’t have to pore over paperwork at the dealership that you’ve already seen online. We’ll already have the information you’ve provided to us and can get down to the details of the loan or lease.

We have helpful online tools to assist you, too. The payment calculator, for instance can provide you with an estimate of what your monthly payments will look like.

If you already have a vehicle you’re considering trading in, tell us about your car and get a trade-in valuation in a matter of minutes. Use that offer to trade in your car and lower your monthly payments right off the bat.


Learn More About Leasing vs Buying an Automobile

As you can see, there are many benefits to leasing or buying a car near Egg Harbor, Atlantic City, or Vineland.

If you’re still not sure which option is right for you, let us help! Contact us at Boardwalk Acura, and we’ll point you in the right direction.

We look forward to working with you and helping you drive home in your dream car, the one you’ll love calling your own for years to come!


1 The Acura Graduate Program is limited to the 48 U.S. contiguous states, Alaska and Hawaii. [1] For well-qualified clients who meet Acura College Graduate Program criteria, subject to approval by Acura Financial Services (AFS). Savings offer applies to any new 2020 or newer model year Acura (excludes NSX) when financed or leased through AFS. Only offered at participating dealerships. Only one $500 Acura College Graduate Program savings offer per vehicle. LEASE: $500 applied toward the cap cost of vehicle. Monthly payment and total due at lease signing are calculated after $500 reduction. Cannot be combined with Zero Due at Signing Lease program. PURCHASE: $500 applied toward down payment. Offer not valid on Acura Certified Pre-Owned or used vehicles. Offer valid through March 31, 2021, and may be terminated at any time. [2] Option to defer first payment 90 days (60 days interest-free) is only available with traditional financing (not leasing). [3] Verifiable proof of employment or firm commitment from an employer with start date no more than 120 days from date of finance contract. Must have graduated in past two years or will graduate in next six months. No adverse credit history. Master’s, Bachelor’s or Associate degree from U.S.-accredited college or registered nursing school. Provide Acura dealer with credit and document requirements.

 

2 The Acura Military Appreciation Offer is limited to the 48 U.S. contiguous states, Alaska and Hawaii. (1) For well-qualified clients who meet the Military Appreciation Offer criteria, subject to approval by Acura Financial Services (AFS). Bonus offer applies toward any 2020 or newer model year Acura (excluding the NSX) that is eligible for new vehicle rates when financed or leased through AFS. Vehicle must be new, unregistered and not previously reported sold. Only offered at participating dealerships. One $750 Military Appreciation Offer per vehicle. LEASE: $750 applied toward the cap cost of vehicle. Monthly payment and total due at lease signing are calculated after $750 reduction. Cannot be combined with Zero Due at Lease Signing program. PURCHASE: $750 applied toward down payment. (2) This offer applies to Active Duty and Ready Reserve personnel and their spouses. This offer also applies to eligible U.S. Military Veterans and their spouses within two years of separation from active service. U.S. Military Retirees are also eligible regardless of the date of separation from active service. Spouses of U.S. Military Retirees are only eligible within two years of their spouses’ separation from service. All spouses must present proof of relationship. (3) A valid Military Leave and Earnings Statement (LES) is required as proof of eligibility. Gold Star Family members must provide official military service documentation supporting Gold Star status. Please see dealer for list of accepted documents. During the term of a retail installment finance contract or lease with AFS, Buyer may not take vehicle outside of the United States without the prior written consent of AFS. During the term of the retail installment finance contract or lease, Buyer must notify AFS immediately of any change in Buyer’s address. Offer valid through March 31, 2021, unless terminated earlier by AFS.

 

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(609) 641-1900

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6806 Tilton Road • Egg Harbor Township, NJ 08234

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Boardwalk Acura 39.3935791, -74.5583904.